As is the case for all Swiss insurance companies, Zenith Life is subject to Swiss insurance regulations, supervised by the FINMA, the Swiss Financial Market Supervisory Authority. The most important controls are related to the solvency of the company, the so-called solvency tests, as well as an external audit executed by a recognized audit firm.
In addition, in the (highly unlikely) event of insolvency of an insurance company, the Swiss protection system offers an ultimate security to each Policyholder, called privileged protection: in the case of insolvency of the Insurer, the Policyholder will receive the net Liquidation Value of the assets deposited in the segregated bank account related to his Policy.
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Confucius
